Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
See how much you could release with our simple lifetime mortgage calculator.
Equity release is a regulated financial product, overseen by the Financial Conduct Authority (FCA) to ensure customer protection. With a lifetime mortgage, you are guaranteed that neither you nor your estate will ever owe more than the value of your home when it is sold, as long as it is sold for the best possible price. This safeguard ensures peace of mind for you and your loved ones.
Once you access the funds, it’s entirely up to you how you use them. Many people choose to improve their home, clear outstanding debts, help family members, or simply enjoy a more comfortable retirement. The choice is yours!
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Liverpool, we specialise in offering expert mortgage and equity release advice tailored to your needs. With years of experience in the industry, we guide you through the process with clear and straightforward advice, ensuring you make informed decisions about your financial future.
Our goal is to help you unlock the value of your home in a way that works best for you. Whether you're considering equity release for the first time or looking for the most suitable mortgage deal, we’re here to provide honest, professional support every step of the way.
Here’s what to expect when you work with us for equity release, if you live in Liverpool.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.